1/ Can Americans move to Spain permanently?
Yes, but you need a residence permit. If you plan to stay in Spain for more than 90 days, you must apply for a visa. The most common options for Americans are:
- Non-lucrative visa – Ideal for retirees or those with passive income (such as pensions, savings, or investments). You cannot work in Spain with this visa.
- Work visa – Required if you plan to work for a Spanish company or start your own business.
- Digital nomad visa – A new option for remote workers and freelancers who work for non-Spanish companies.
Each visa has specific requirements and must be applied for through a Spanish consulate in the U.S. before moving.
2/ What is the cost of living in Spain compared to the U.S.?
Spain is significantly cheaper than the U.S. The overall cost of living can be 30-50% lower, depending on the city. Some key comparisons:
- Rent in major Spanish cities is 50-70% cheaper compared to most average U.S. cities.
- Eating out and groceries are much more affordable. A meal at a restaurant costs around €10-15.
- Healthcare costs are much lower, with private insurance starting at €50-100 per month.
- Public transportation is reliable and inexpensive, with monthly passes around €40-50.
3/ Do I need to speak Spanish to live in Spain?
While knowing Spanish is helpful, it’s not a requirement. Many expats live comfortably in Spain without being fluent, especially in popular areas like Madrid, Barcelona, Valencia, and the Costa del Sol, where English is widely spoken.
Plus, learning Spanish while living in Spain is much easier, and locals appreciate the effort! There are also plenty of expat communities, international services, and English-speaking professionals available.
4/ Can Americans buy property in Spain?
Yes!
Property taxes and legal fees usually add about 10-15% to the purchase price. It’s recommended to hire a real estate lawyer to guide you through the process.
5/ What taxes do I need to pay as an American in Spain?
If you become a tax resident in Spain (living there for more than 183 days per year), you must pay Spanish income tax on worldwide earnings.
However, the U.S. and Spain have a tax treaty to prevent double taxation. You may still need to file U.S. tax returns but can often deduct Spanish taxes paid. Consulting a tax advisor is highly recommended.
6/ How does healthcare work in Spain for expats?
Spain has one of the best healthcare systems in the world. Once you become a legal resident, you can access the public healthcare system, which is free or low-cost. Many expats also choose private health insurance for faster access to specialists and English-speaking doctors.
Private insurance is affordable, usually costing between €50-100 per month, depending on age and coverage.
7/ Can I work remotely in Spain as a U.S. citizen?
Yes! Spain has introduced a Digital Nomad Visa, allowing non-EU citizens to live in Spain while working remotely for a non-Spanish company.
To qualify, you generally need:
- Proof of remote employment or freelance work with a non-Spanish company.
- A stable monthly income (usually around €2,500+ per month).
- Health insurance and a clean criminal record.
This visa is a great option for Americans who want to experience Spain while continuing their U.S.-based careers.
8/ What is the process of getting a Spanish visa?
The process varies depending on the visa type, but in general, it involves:
- Applying at a Spanish consulate in the U.S. – You will need to provide documents such as proof of income, health insurance, and a background check.
- Receiving approval and traveling to Spain – Once your visa is granted, you can move to Spain.
- Registering for a residency card (TIE) – After arriving in Spain, you must apply for a foreigner’s identity card (Tarjeta de Identidad de Extranjero, TIE) within 30 days.
- Registering with the local authorities – If you plan to live in Spain long-term, you must register with your local city hall (empadronamiento).
9/ How can Immowi help with my move to Spain?
Immowi specializes in helping Americans find the perfect property in Spain, whether you’re looking to buy or invest. We connect you with trusted real estate partners to make your transition as smooth as possible.
